This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.94% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,470 | 1,729 |
| 2 | 52,470 | 2,592 | 1,814 |
| 3 | 55,062 | 2,720 | 1,904 |
| 4 | 57,782 | 2,854 | 1,998 |
| 5 | 60,637 | 2,995 | 2,097 |
| 6 | 63,632 | 3,143 | 2,200 |
| 7 | 66,775 | 3,299 | 2,309 |
| 8 | 70,074 | 3,462 | 2,423 |
| 9 | 73,536 | 3,633 | 2,543 |
| 10 | 77,168 | 3,812 | 2,668 |
| 11 | 80,981 | 4,000 | 2,800 |
| 12 | 84,981 | 4,198 | 2,939 |
| 13 | 89,179 | 4,405 | 3,084 |
| 14 | 93,584 | 4,623 | 3,236 |
| 15 | 98,208 | 4,851 | 3,396 |
| 16 | 103,059 | 5,091 | 3,564 |
| 17 | 108,150 | 5,343 | 3,740 |
| 18 | 113,493 | 5,607 | 3,925 |
| 19 | 119,099 | 5,884 | 4,118 |
| 20 | 124,983 | 6,174 | 4,322 |
| TOTAL | $81,157 | $56,810 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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