This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,840 | 1,288 |
| 2 | 51,840 | 1,908 | 1,335 |
| 3 | 53,748 | 1,978 | 1,385 |
| 4 | 55,726 | 2,051 | 1,435 |
| 5 | 57,776 | 2,126 | 1,488 |
| 6 | 59,902 | 2,204 | 1,543 |
| 7 | 62,107 | 2,286 | 1,600 |
| 8 | 64,392 | 2,370 | 1,659 |
| 9 | 66,762 | 2,457 | 1,720 |
| 10 | 69,219 | 2,547 | 1,783 |
| 11 | 71,766 | 2,641 | 1,849 |
| 12 | 74,407 | 2,738 | 1,917 |
| 13 | 77,145 | 2,839 | 1,987 |
| 14 | 79,984 | 2,943 | 2,060 |
| 15 | 82,928 | 3,052 | 2,136 |
| 16 | 85,979 | 3,164 | 2,215 |
| 17 | 89,144 | 3,280 | 2,296 |
| 18 | 92,424 | 3,401 | 2,381 |
| 19 | 95,825 | 3,526 | 2,468 |
| 20 | 99,352 | 3,656 | 2,559 |
| TOTAL | $53,008 | $37,105 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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