This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.84% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,420 | 1,694 |
| 2 | 52,420 | 2,537 | 1,776 |
| 3 | 54,957 | 2,660 | 1,862 |
| 4 | 57,617 | 2,789 | 1,952 |
| 5 | 60,406 | 2,924 | 2,047 |
| 6 | 63,329 | 3,065 | 2,146 |
| 7 | 66,394 | 3,213 | 2,249 |
| 8 | 69,608 | 3,369 | 2,358 |
| 9 | 72,977 | 3,532 | 2,472 |
| 10 | 76,509 | 3,703 | 2,592 |
| 11 | 80,212 | 3,882 | 2,718 |
| 12 | 84,094 | 4,070 | 2,849 |
| 13 | 88,165 | 4,267 | 2,987 |
| 14 | 92,432 | 4,474 | 3,132 |
| 15 | 96,905 | 4,690 | 3,283 |
| 16 | 101,596 | 4,917 | 3,442 |
| 17 | 106,513 | 5,155 | 3,609 |
| 18 | 111,668 | 5,405 | 3,783 |
| 19 | 117,073 | 5,666 | 3,966 |
| 20 | 122,739 | 5,941 | 4,158 |
| TOTAL | $78,680 | $55,076 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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