This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.73% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,365 | 1,656 |
| 2 | 52,365 | 2,477 | 1,734 |
| 3 | 54,842 | 2,594 | 1,816 |
| 4 | 57,436 | 2,717 | 1,902 |
| 5 | 60,153 | 2,845 | 1,992 |
| 6 | 62,998 | 2,980 | 2,086 |
| 7 | 65,978 | 3,121 | 2,185 |
| 8 | 69,098 | 3,268 | 2,288 |
| 9 | 72,367 | 3,423 | 2,396 |
| 10 | 75,790 | 3,585 | 2,509 |
| 11 | 79,375 | 3,754 | 2,628 |
| 12 | 83,129 | 3,932 | 2,752 |
| 13 | 87,061 | 4,118 | 2,883 |
| 14 | 91,179 | 4,313 | 3,019 |
| 15 | 95,492 | 4,517 | 3,162 |
| 16 | 100,008 | 4,730 | 3,311 |
| 17 | 104,739 | 4,954 | 3,468 |
| 18 | 109,693 | 5,188 | 3,632 |
| 19 | 114,881 | 5,434 | 3,804 |
| 20 | 120,315 | 5,691 | 3,984 |
| TOTAL | $76,006 | $53,204 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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