This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,510 | 1,757 |
| 2 | 52,510 | 2,636 | 1,845 |
| 3 | 55,146 | 2,768 | 1,938 |
| 4 | 57,914 | 2,907 | 2,035 |
| 5 | 60,822 | 3,053 | 2,137 |
| 6 | 63,875 | 3,207 | 2,245 |
| 7 | 67,081 | 3,367 | 2,357 |
| 8 | 70,449 | 3,537 | 2,476 |
| 9 | 73,985 | 3,714 | 2,600 |
| 10 | 77,699 | 3,901 | 2,730 |
| 11 | 81,600 | 4,096 | 2,867 |
| 12 | 85,696 | 4,302 | 3,011 |
| 13 | 89,998 | 4,518 | 3,163 |
| 14 | 94,516 | 4,745 | 3,321 |
| 15 | 99,261 | 4,983 | 3,488 |
| 16 | 104,244 | 5,233 | 3,663 |
| 17 | 109,477 | 5,496 | 3,847 |
| 18 | 114,973 | 5,772 | 4,040 |
| 19 | 120,744 | 6,061 | 4,243 |
| 20 | 126,806 | 6,366 | 4,456 |
| TOTAL | $83,171 | $58,220 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
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4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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Last change: ↓0.25% on October 16. |
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