This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,105 | 1,474 |
| 2 | 52,105 | 2,194 | 1,536 |
| 3 | 54,299 | 2,286 | 1,600 |
| 4 | 56,585 | 2,382 | 1,668 |
| 5 | 58,967 | 2,483 | 1,738 |
| 6 | 61,449 | 2,587 | 1,811 |
| 7 | 64,036 | 2,696 | 1,887 |
| 8 | 66,732 | 2,809 | 1,967 |
| 9 | 69,542 | 2,928 | 2,049 |
| 10 | 72,469 | 3,051 | 2,136 |
| 11 | 75,520 | 3,179 | 2,226 |
| 12 | 78,700 | 3,313 | 2,319 |
| 13 | 82,013 | 3,453 | 2,417 |
| 14 | 85,466 | 3,598 | 2,519 |
| 15 | 89,064 | 3,750 | 2,625 |
| 16 | 92,813 | 3,907 | 2,735 |
| 17 | 96,721 | 4,072 | 2,850 |
| 18 | 100,793 | 4,243 | 2,970 |
| 19 | 105,036 | 4,422 | 3,095 |
| 20 | 109,458 | 4,608 | 3,226 |
| TOTAL | $64,066 | $44,847 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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|
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4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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