This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 575 | 403 |
| 2 | 50,575 | 582 | 407 |
| 3 | 51,157 | 588 | 412 |
| 4 | 51,745 | 595 | 417 |
| 5 | 52,340 | 602 | 421 |
| 6 | 52,942 | 609 | 426 |
| 7 | 53,551 | 616 | 431 |
| 8 | 54,167 | 623 | 436 |
| 9 | 54,789 | 630 | 441 |
| 10 | 55,420 | 637 | 446 |
| 11 | 56,057 | 645 | 451 |
| 12 | 56,702 | 652 | 456 |
| 13 | 57,354 | 660 | 462 |
| 14 | 58,013 | 667 | 467 |
| 15 | 58,680 | 675 | 472 |
| 16 | 59,355 | 683 | 478 |
| 17 | 60,038 | 690 | 483 |
| 18 | 60,728 | 698 | 489 |
| 19 | 61,427 | 706 | 494 |
| 20 | 62,133 | 715 | 500 |
| TOTAL | $12,847 | $8,993 |
| Year | Rate 2.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,325 | 928 |
| 2 | 51,325 | 1,360 | 952 |
| 3 | 52,685 | 1,396 | 977 |
| 4 | 54,081 | 1,433 | 1,003 |
| 5 | 55,514 | 1,471 | 1,030 |
| 6 | 56,986 | 1,510 | 1,057 |
| 7 | 58,496 | 1,550 | 1,085 |
| 8 | 60,046 | 1,591 | 1,114 |
| 9 | 61,637 | 1,633 | 1,143 |
| 10 | 63,270 | 1,677 | 1,174 |
| 11 | 64,947 | 1,721 | 1,205 |
| 12 | 66,668 | 1,767 | 1,237 |
| 13 | 68,435 | 1,814 | 1,269 |
| 14 | 70,248 | 1,862 | 1,303 |
| 15 | 72,110 | 1,911 | 1,338 |
| 16 | 74,021 | 1,962 | 1,373 |
| 17 | 75,982 | 2,014 | 1,409 |
| 18 | 77,996 | 2,067 | 1,447 |
| 19 | 80,063 | 2,122 | 1,485 |
| 20 | 82,185 | 2,178 | 1,525 |
| TOTAL | $34,362 | $24,054 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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