This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,700 | 1,190 |
| 2 | 51,700 | 1,758 | 1,230 |
| 3 | 53,458 | 1,818 | 1,272 |
| 4 | 55,275 | 1,879 | 1,316 |
| 5 | 57,155 | 1,943 | 1,360 |
| 6 | 59,098 | 2,009 | 1,407 |
| 7 | 61,107 | 2,078 | 1,454 |
| 8 | 63,185 | 2,148 | 1,504 |
| 9 | 65,333 | 2,221 | 1,555 |
| 10 | 67,555 | 2,297 | 1,608 |
| 11 | 69,851 | 2,375 | 1,662 |
| 12 | 72,226 | 2,456 | 1,719 |
| 13 | 74,682 | 2,539 | 1,777 |
| 14 | 77,221 | 2,626 | 1,838 |
| 15 | 79,847 | 2,715 | 1,900 |
| 16 | 82,562 | 2,807 | 1,965 |
| 17 | 85,369 | 2,903 | 2,032 |
| 18 | 88,271 | 3,001 | 2,101 |
| 19 | 91,272 | 3,103 | 2,172 |
| 20 | 94,376 | 3,209 | 2,246 |
| TOTAL | $47,584 | $33,309 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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