Compare Savings vs. CDs
Comparison of Deposit Account from RADIANT with 3.93% - November 2024


Long-Term Analysis of RADIANT with 3.93% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    3.93%
    -
    $50,000
    24 Month
    Credit Union
    5.98x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    3.93%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,965 1,376
    2 51,965 2,042 1,430
    3 54,007 2,122 1,486
    4 56,130 2,206 1,544
    5 58,336 2,293 1,605
    6 60,628 2,383 1,668
    7 63,011 2,476 1,733
    8 65,487 2,574 1,802
    9 68,061 2,675 1,872
    10 70,736 2,780 1,946
    11 73,516 2,889 2,022
    12 76,405 3,003 2,102
    13 79,407 3,121 2,184
    14 82,528 3,243 2,270
    15 85,771 3,371 2,360
    16 89,142 3,503 2,452
    17 92,646 3,641 2,549
    18 96,287 3,784 2,649
    19 100,071 3,933 2,753
    20 104,003 4,087 2,861
    TOTAL $58,091 $40,664

    All calculations are for demonstration purposes only.

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