Compare Savings vs. CDs
Comparison of Deposit Account from RADIANT with 4.03% - November 2024


Long-Term Analysis of RADIANT with 4.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    4.03%
    -
    $50,000
    12 Month
    Credit Union
    7.27x (National Avg. - 0.55%)
    $1,000
     
    SCENARIO
    Year Rate
    4.03%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,015 1,411
    2 52,015 2,096 1,467
    3 54,111 2,181 1,526
    4 56,292 2,269 1,588
    5 58,560 2,360 1,652
    6 60,920 2,455 1,719
    7 63,376 2,554 1,788
    8 65,930 2,657 1,860
    9 68,587 2,764 1,935
    10 71,351 2,875 2,013
    11 74,226 2,991 2,094
    12 77,217 3,112 2,178
    13 80,329 3,237 2,266
    14 83,566 3,368 2,357
    15 86,934 3,503 2,452
    16 90,438 3,645 2,551
    17 94,082 3,792 2,654
    18 97,874 3,944 2,761
    19 101,818 4,103 2,872
    20 105,921 4,269 2,988
    TOTAL $60,190 $42,133

    All calculations are for demonstration purposes only.

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