Compare Savings vs. CDs
Comparison of Deposit Account from RADIANT with 5.53% - November 2024


Long-Term Analysis of RADIANT with 5.53% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    5.53%
    -
    $50,000
    12 Month
    Credit Union
    9.98x (National Avg. - 0.55%)
    $1,001
     
    SCENARIO
    Year Rate
    5.53%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,765 1,936
    2 52,765 2,918 2,043
    3 55,683 3,079 2,155
    4 58,762 3,250 2,275
    5 62,012 3,429 2,400
    6 65,441 3,619 2,533
    7 69,060 3,819 2,673
    8 72,879 4,030 2,821
    9 76,909 4,253 2,977
    10 81,162 4,488 3,142
    11 85,650 4,736 3,316
    12 90,387 4,998 3,499
    13 95,385 5,275 3,692
    14 100,660 5,567 3,897
    15 106,227 5,874 4,112
    16 112,101 6,199 4,339
    17 118,300 6,542 4,579
    18 124,842 6,904 4,833
    19 131,746 7,286 5,100
    20 139,031 7,688 5,382
    TOTAL $96,720 $67,704

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↑3.00% on August 7.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.05% on September 27.