This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,765 | 1,936 |
| 2 | 52,765 | 2,918 | 2,043 |
| 3 | 55,683 | 3,079 | 2,155 |
| 4 | 58,762 | 3,250 | 2,275 |
| 5 | 62,012 | 3,429 | 2,400 |
| 6 | 65,441 | 3,619 | 2,533 |
| 7 | 69,060 | 3,819 | 2,673 |
| 8 | 72,879 | 4,030 | 2,821 |
| 9 | 76,909 | 4,253 | 2,977 |
| 10 | 81,162 | 4,488 | 3,142 |
| 11 | 85,650 | 4,736 | 3,316 |
| 12 | 90,387 | 4,998 | 3,499 |
| 13 | 95,385 | 5,275 | 3,692 |
| 14 | 100,660 | 5,567 | 3,897 |
| 15 | 106,227 | 5,874 | 4,112 |
| 16 | 112,101 | 6,199 | 4,339 |
| 17 | 118,300 | 6,542 | 4,579 |
| 18 | 124,842 | 6,904 | 4,833 |
| 19 | 131,746 | 7,286 | 5,100 |
| 20 | 139,031 | 7,688 | 5,382 |
| TOTAL | $96,720 | $67,704 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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