Compare Savings vs. CDs
Comparison of Deposit Account from R G with 0.75% - November 2024


Long-Term Analysis of R G with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.75%
    -
    $50,000
    36 Month
    Credit Union
    1.00x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 375 262
    2 50,375 377 264
    3 50,752 380 266
    4 51,132 383 268
    5 51,515 386 270
    6 51,901 389 272
    7 52,289 392 274
    8 52,681 395 276
    9 53,076 398 278
    10 53,473 401 280
    11 53,874 404 282
    12 54,277 407 285
    13 54,684 410 287
    14 55,093 413 289
    15 55,506 416 291
    16 55,922 419 293
    17 56,341 422 295
    18 56,763 425 298
    19 57,188 428 300
    20 57,616 432 302
    TOTAL $8,048 $5,633

    All calculations are for demonstration purposes only.

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