This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.62% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,310 | 917 |
| 2 | 51,310 | 1,344 | 941 |
| 3 | 52,654 | 1,380 | 966 |
| 4 | 54,034 | 1,416 | 991 |
| 5 | 55,450 | 1,453 | 1,017 |
| 6 | 56,902 | 1,491 | 1,044 |
| 7 | 58,393 | 1,530 | 1,071 |
| 8 | 59,923 | 1,570 | 1,099 |
| 9 | 61,493 | 1,611 | 1,128 |
| 10 | 63,104 | 1,653 | 1,157 |
| 11 | 64,758 | 1,697 | 1,188 |
| 12 | 66,454 | 1,741 | 1,219 |
| 13 | 68,195 | 1,787 | 1,251 |
| 14 | 69,982 | 1,834 | 1,283 |
| 15 | 71,815 | 1,882 | 1,317 |
| 16 | 73,697 | 1,931 | 1,352 |
| 17 | 75,628 | 1,981 | 1,387 |
| 18 | 77,609 | 2,033 | 1,423 |
| 19 | 79,643 | 2,087 | 1,461 |
| 20 | 81,729 | 2,141 | 1,499 |
| TOTAL | $33,871 | $23,709 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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