This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,280 | 896 |
| 2 | 51,280 | 1,313 | 919 |
| 3 | 52,593 | 1,346 | 942 |
| 4 | 53,939 | 1,381 | 967 |
| 5 | 55,320 | 1,416 | 991 |
| 6 | 56,736 | 1,452 | 1,017 |
| 7 | 58,189 | 1,490 | 1,043 |
| 8 | 59,678 | 1,528 | 1,069 |
| 9 | 61,206 | 1,567 | 1,097 |
| 10 | 62,773 | 1,607 | 1,125 |
| 11 | 64,380 | 1,648 | 1,154 |
| 12 | 66,028 | 1,690 | 1,183 |
| 13 | 67,718 | 1,734 | 1,214 |
| 14 | 69,452 | 1,778 | 1,245 |
| 15 | 71,230 | 1,823 | 1,276 |
| 16 | 73,053 | 1,870 | 1,309 |
| 17 | 74,924 | 1,918 | 1,343 |
| 18 | 76,842 | 1,967 | 1,377 |
| 19 | 78,809 | 2,018 | 1,412 |
| 20 | 80,826 | 2,069 | 1,448 |
| TOTAL | $32,895 | $23,027 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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