This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,305 | 914 |
| 2 | 51,305 | 1,339 | 937 |
| 3 | 52,644 | 1,374 | 962 |
| 4 | 54,018 | 1,410 | 987 |
| 5 | 55,428 | 1,447 | 1,013 |
| 6 | 56,875 | 1,484 | 1,039 |
| 7 | 58,359 | 1,523 | 1,066 |
| 8 | 59,882 | 1,563 | 1,094 |
| 9 | 61,445 | 1,604 | 1,123 |
| 10 | 63,049 | 1,646 | 1,152 |
| 11 | 64,694 | 1,689 | 1,182 |
| 12 | 66,383 | 1,733 | 1,213 |
| 13 | 68,116 | 1,778 | 1,244 |
| 14 | 69,893 | 1,824 | 1,277 |
| 15 | 71,718 | 1,872 | 1,310 |
| 16 | 73,589 | 1,921 | 1,344 |
| 17 | 75,510 | 1,971 | 1,380 |
| 18 | 77,481 | 2,022 | 1,416 |
| 19 | 79,503 | 2,075 | 1,453 |
| 20 | 81,578 | 2,129 | 1,490 |
| TOTAL | $33,707 | $23,595 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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