This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,080 | 756 |
| 2 | 51,080 | 1,103 | 772 |
| 3 | 52,183 | 1,127 | 789 |
| 4 | 53,310 | 1,152 | 806 |
| 5 | 54,462 | 1,176 | 823 |
| 6 | 55,638 | 1,202 | 841 |
| 7 | 56,840 | 1,228 | 859 |
| 8 | 58,068 | 1,254 | 878 |
| 9 | 59,322 | 1,281 | 897 |
| 10 | 60,604 | 1,309 | 916 |
| 11 | 61,913 | 1,337 | 936 |
| 12 | 63,250 | 1,366 | 956 |
| 13 | 64,616 | 1,396 | 977 |
| 14 | 66,012 | 1,426 | 998 |
| 15 | 67,438 | 1,457 | 1,020 |
| 16 | 68,894 | 1,488 | 1,042 |
| 17 | 70,382 | 1,520 | 1,064 |
| 18 | 71,903 | 1,553 | 1,087 |
| 19 | 73,456 | 1,587 | 1,111 |
| 20 | 75,042 | 1,621 | 1,135 |
| TOTAL | $26,663 | $18,664 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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