This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,155 | 1,509 |
| 2 | 52,155 | 2,248 | 1,574 |
| 3 | 54,403 | 2,345 | 1,641 |
| 4 | 56,748 | 2,446 | 1,712 |
| 5 | 59,193 | 2,551 | 1,786 |
| 6 | 61,745 | 2,661 | 1,863 |
| 7 | 64,406 | 2,776 | 1,943 |
| 8 | 67,182 | 2,896 | 2,027 |
| 9 | 70,077 | 3,020 | 2,114 |
| 10 | 73,098 | 3,151 | 2,205 |
| 11 | 76,248 | 3,286 | 2,300 |
| 12 | 79,534 | 3,428 | 2,400 |
| 13 | 82,962 | 3,576 | 2,503 |
| 14 | 86,538 | 3,730 | 2,611 |
| 15 | 90,268 | 3,891 | 2,723 |
| 16 | 94,158 | 4,058 | 2,841 |
| 17 | 98,217 | 4,233 | 2,963 |
| 18 | 102,450 | 4,416 | 3,091 |
| 19 | 106,865 | 4,606 | 3,224 |
| 20 | 111,471 | 4,804 | 3,363 |
| TOTAL | $66,276 | $46,393 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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