This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,605 | 1,824 |
| 2 | 52,605 | 2,741 | 1,919 |
| 3 | 55,346 | 2,884 | 2,018 |
| 4 | 58,229 | 3,034 | 2,124 |
| 5 | 61,263 | 3,192 | 2,234 |
| 6 | 64,455 | 3,358 | 2,351 |
| 7 | 67,813 | 3,533 | 2,473 |
| 8 | 71,346 | 3,717 | 2,602 |
| 9 | 75,063 | 3,911 | 2,738 |
| 10 | 78,974 | 4,115 | 2,880 |
| 11 | 83,088 | 4,329 | 3,030 |
| 12 | 87,417 | 4,554 | 3,188 |
| 13 | 91,972 | 4,792 | 3,354 |
| 14 | 96,763 | 5,041 | 3,529 |
| 15 | 101,805 | 5,304 | 3,713 |
| 16 | 107,109 | 5,580 | 3,906 |
| 17 | 112,689 | 5,871 | 4,110 |
| 18 | 118,560 | 6,177 | 4,324 |
| 19 | 124,737 | 6,499 | 4,549 |
| 20 | 131,236 | 6,837 | 4,786 |
| TOTAL | $88,074 | $61,651 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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