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Comparison of Deposit Account from POWERCO with 0.95% - April 2025


Long-Term Analysis of POWERCO with 0.95% APY and POWERCO with 1.18% APY and CITIZENS EQUITY FIRST with 3.51% APY and Anderson State Bank with 0.80% APY and Garden Plain State Bank with 0.87% APY and The Bank of Glen Burnie with 0.20% APY and AFFINITY with 1.90% APY and TEXOMA EDUCATORS with 0.77% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    POWERCO
    0.95%
    -
    $50,000
    24 Month
    Credit Union
    1.44x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL CD
    POWERCO
    1.18%
    -
    $50,000
    48 Month
    Credit Union
    1.45x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    1.18%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 590 413
    2 50,590 597 418
    3 51,187 604 423
    4 51,791 611 428
    5 52,402 618 433
    6 53,020 626 438
    7 53,646 633 443
    8 54,279 640 448
    9 54,920 648 454
    10 55,568 656 459
    11 56,223 663 464
    12 56,887 671 470
    13 57,558 679 475
    14 58,237 687 481
    15 58,924 695 487
    16 59,620 704 492
    17 60,323 712 498
    18 61,035 720 504
    19 61,755 729 510
    20 62,484 737 516
    TOTAL $13,221 $9,255
  • 3
    LOCAL CD
    CITIZENS EQUITY FIRST
    3.51%
    -
    $50,000
    48 Month
    Credit Union
    4.31x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    3.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,755 1,229
    2 51,755 1,817 1,272
    3 53,572 1,880 1,316
    4 55,452 1,946 1,362
    5 57,398 2,015 1,410
    6 59,413 2,085 1,460
    7 61,498 2,159 1,511
    8 63,657 2,234 1,564
    9 65,891 2,313 1,619
    10 68,204 2,394 1,676
    11 70,598 2,478 1,735
    12 73,076 2,565 1,795
    13 75,641 2,655 1,859
    14 78,296 2,748 1,924
    15 81,044 2,845 1,991
    16 83,889 2,945 2,061
    17 86,833 3,048 2,133
    18 89,881 3,155 2,208
    19 93,036 3,266 2,286
    20 96,302 3,380 2,366
    TOTAL $49,682 $34,777
  • 4
    LOCAL CD
    Anderson State Bank
    0.80%
    -
    $50,000
    18 Month
    Bank
    1.38x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 5
    LOCAL CD
    Garden Plain State Bank
    0.87%
    -
    $50,000
    18 Month
    Bank
    1.50x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.87%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 435 305
    2 50,435 439 307
    3 50,874 443 310
    4 51,316 446 313
    5 51,763 450 315
    6 52,213 454 318
    7 52,667 458 321
    8 53,126 462 324
    9 53,588 466 326
    10 54,054 470 329
    11 54,524 474 332
    12 54,999 478 335
    13 55,477 483 338
    14 55,960 487 341
    15 56,447 491 344
    16 56,938 495 347
    17 57,433 500 350
    18 57,933 504 353
    19 58,437 508 356
    20 58,945 513 359
    TOTAL $9,458 $6,621
  • 6
    LOCAL CD
    The Bank of Glen Burnie
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.49x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 7
    LOCAL CD
    AFFINITY
    1.90%
    -
    $50,000
    36 Month
    Credit Union
    2.52x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    1.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 950 665
    2 50,950 968 678
    3 51,918 986 691
    4 52,904 1,005 704
    5 53,910 1,024 717
    6 54,934 1,044 731
    7 55,978 1,064 745
    8 57,041 1,084 759
    9 58,125 1,104 773
    10 59,229 1,125 788
    11 60,355 1,147 803
    12 61,502 1,169 818
    13 62,670 1,191 834
    14 63,861 1,213 849
    15 65,074 1,236 865
    16 66,311 1,260 882
    17 67,570 1,284 899
    18 68,854 1,308 916
    19 70,163 1,333 933
    20 71,496 1,358 951
    TOTAL $22,854 $15,998
  • 8
    LOCAL CD
    TEXOMA EDUCATORS
    0.77%
    -
    $50,000
    60 Month
    Credit Union
    0.84x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.77%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 385 270
    2 50,385 388 272
    3 50,773 391 274
    4 51,164 394 276
    5 51,558 397 278
    6 51,955 400 280
    7 52,355 403 282
    8 52,758 406 284
    9 53,164 409 287
    10 53,574 413 289
    11 53,986 416 291
    12 54,402 419 293
    13 54,821 422 295
    14 55,243 425 298
    15 55,668 429 300
    16 56,097 432 302
    17 56,529 435 305
    18 56,964 439 307
    19 57,403 442 309
    20 57,845 445 312
    TOTAL $8,290 $5,803

    All calculations are for demonstration purposes only.

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