This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.88% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 440 | 308 |
| 2 | 50,440 | 444 | 311 |
| 3 | 50,884 | 448 | 313 |
| 4 | 51,332 | 452 | 316 |
| 5 | 51,783 | 456 | 319 |
| 6 | 52,239 | 460 | 322 |
| 7 | 52,699 | 464 | 325 |
| 8 | 53,163 | 468 | 327 |
| 9 | 53,630 | 472 | 330 |
| 10 | 54,102 | 476 | 333 |
| 11 | 54,578 | 480 | 336 |
| 12 | 55,059 | 485 | 339 |
| 13 | 55,543 | 489 | 342 |
| 14 | 56,032 | 493 | 345 |
| 15 | 56,525 | 497 | 348 |
| 16 | 57,022 | 502 | 351 |
| 17 | 57,524 | 506 | 354 |
| 18 | 58,030 | 511 | 357 |
| 19 | 58,541 | 515 | 361 |
| 20 | 59,056 | 520 | 364 |
| TOTAL | $9,576 | $6,703 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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