This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,225 | 1,558 |
| 2 | 52,225 | 2,324 | 1,627 |
| 3 | 54,549 | 2,427 | 1,699 |
| 4 | 56,976 | 2,535 | 1,775 |
| 5 | 59,512 | 2,648 | 1,854 |
| 6 | 62,160 | 2,766 | 1,936 |
| 7 | 64,926 | 2,889 | 2,022 |
| 8 | 67,816 | 3,018 | 2,112 |
| 9 | 70,833 | 3,152 | 2,206 |
| 10 | 73,985 | 3,292 | 2,305 |
| 11 | 77,278 | 3,439 | 2,407 |
| 12 | 80,717 | 3,592 | 2,514 |
| 13 | 84,308 | 3,752 | 2,626 |
| 14 | 88,060 | 3,919 | 2,743 |
| 15 | 91,979 | 4,093 | 2,865 |
| 16 | 96,072 | 4,275 | 2,993 |
| 17 | 100,347 | 4,465 | 3,126 |
| 18 | 104,813 | 4,664 | 3,265 |
| 19 | 109,477 | 4,872 | 3,410 |
| 20 | 114,348 | 5,089 | 3,562 |
| TOTAL | $69,437 | $48,606 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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