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Comparison of Deposit Account from POLISH NATIONAL with 0.41% - April 2025


Long-Term Analysis of BOSTON FIREFIGHTERS with 1.61% APY and Western Bank with 0.39% APY and Farmers State Bank with 0.95% APY and POLISH NATIONAL with 0.41% APY and POLISH NATIONAL with 0.41% APY and POLISH NATIONAL with 0.51% APY and POLISH NATIONAL with 0.66% APY and UKRAINIAN SELFRELIANCE NEW ENGLAND with 0.55% APY and UKRAINIAN SELFRELIANCE NEW ENGLAND with 0.95% APY and SHREWSBURY with 0.90% APY and BROTHERHOOD with 0.50% APY and BROTHERHOOD with 0.60% APY and BROTHERHOOD with 0.85% APY and MARINE with 0.75% APY and NORTH COAST with 0.35% APY and GREAT NORTHWEST with 0.50% APY and INDIANHEAD with 0.90% APY and INDIANHEAD with 0.40% APY and FOND DU LAC with 0.80% APY and FOND DU LAC with 0.90% APY and OAKDALE with 1.20% APY and METRO with 3.75% APY and METRO with 3.85% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    BOSTON FIREFIGHTERS
    1.61%
    -
    $50,000
    60 Month
    Credit Union
    1.75x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    1.61%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 805 564
    2 50,805 818 573
    3 51,623 831 582
    4 52,454 845 591
    5 53,299 858 601
    6 54,157 872 610
    7 55,029 886 620
    8 55,915 900 630
    9 56,815 915 640
    10 57,730 929 651
    11 58,659 944 661
    12 59,603 960 672
    13 60,563 975 683
    14 61,538 991 694
    15 62,529 1,007 705
    16 63,536 1,023 716
    17 64,558 1,039 728
    18 65,598 1,056 739
    19 66,654 1,073 751
    20 67,727 1,090 763
    TOTAL $18,818 $13,172
  • 2
    LOCAL CD
    Western Bank
    0.39%
    -
    $50,000
    36 Month
    Bank
    0.52x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.39%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 195 137
    2 50,195 196 137
    3 50,391 197 138
    4 50,587 197 138
    5 50,785 198 139
    6 50,983 199 139
    7 51,181 200 140
    8 51,381 200 140
    9 51,581 201 141
    10 51,783 202 141
    11 51,985 203 142
    12 52,187 204 142
    13 52,391 204 143
    14 52,595 205 144
    15 52,800 206 144
    16 53,006 207 145
    17 53,213 208 145
    18 53,420 208 146
    19 53,629 209 146
    20 53,838 210 147
    TOTAL $4,048 $2,834
  • 3
    LOCAL CD
    Farmers State Bank
    0.95%
    -
    $50,000
    60 Month
    Bank
    1.03x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 4
    LOCAL CD
    POLISH NATIONAL
    0.41%
    -
    $50,000
    24 Month
    Credit Union
    0.62x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.41%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 205 144
    2 50,205 206 144
    3 50,411 207 145
    4 50,618 208 145
    5 50,825 208 146
    6 51,033 209 146
    7 51,243 210 147
    8 51,453 211 148
    9 51,664 212 148
    10 51,876 213 149
    11 52,088 214 149
    12 52,302 214 150
    13 52,516 215 151
    14 52,732 216 151
    15 52,948 217 152
    16 53,165 218 153
    17 53,383 219 153
    18 53,602 220 154
    19 53,821 221 154
    20 54,042 222 155
    TOTAL $4,264 $2,985
  • 5
    LOCAL CD
    POLISH NATIONAL
    0.41%
    -
    $50,000
    24 Month
    Credit Union
    0.62x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.41%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 205 144
    2 50,205 206 144
    3 50,411 207 145
    4 50,618 208 145
    5 50,825 208 146
    6 51,033 209 146
    7 51,243 210 147
    8 51,453 211 148
    9 51,664 212 148
    10 51,876 213 149
    11 52,088 214 149
    12 52,302 214 150
    13 52,516 215 151
    14 52,732 216 151
    15 52,948 217 152
    16 53,165 218 153
    17 53,383 219 153
    18 53,602 220 154
    19 53,821 221 154
    20 54,042 222 155
    TOTAL $4,264 $2,985
  • 6
    LOCAL CD
    POLISH NATIONAL
    0.51%
    -
    $50,000
    36 Month
    Credit Union
    0.68x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 255 179
    2 50,255 256 179
    3 50,511 258 180
    4 50,769 259 181
    5 51,028 260 182
    6 51,288 262 183
    7 51,550 263 184
    8 51,813 264 185
    9 52,077 266 186
    10 52,342 267 187
    11 52,609 268 188
    12 52,878 270 189
    13 53,147 271 190
    14 53,418 272 191
    15 53,691 274 192
    16 53,965 275 193
    17 54,240 277 194
    18 54,516 278 195
    19 54,794 279 196
    20 55,074 281 197
    TOTAL $5,355 $3,748
  • 7
    LOCAL CD
    POLISH NATIONAL
    0.66%
    -
    $50,000
    60 Month
    Credit Union
    0.72x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.66%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 330 231
    2 50,330 332 233
    3 50,662 334 234
    4 50,997 337 236
    5 51,333 339 237
    6 51,672 341 239
    7 52,013 343 240
    8 52,356 346 242
    9 52,702 348 243
    10 53,050 350 245
    11 53,400 352 247
    12 53,752 355 248
    13 54,107 357 250
    14 54,464 359 252
    15 54,824 362 253
    16 55,185 364 255
    17 55,550 367 257
    18 55,916 369 258
    19 56,285 371 260
    20 56,657 374 262
    TOTAL $7,031 $4,921
  • 8
    LOCAL CD
    UKRAINIAN SELFRELIANCE NEW ENGLAND
    0.55%
    -
    $50,000
    18 Month
    Credit Union
    0.95x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 9
    LOCAL CD
    UKRAINIAN SELFRELIANCE NEW ENGLAND
    0.95%
    -
    $50,000
    48 Month
    Credit Union
    1.17x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 10
    LOCAL CD
    SHREWSBURY
    0.90%
    -
    $50,000
    48 Month
    Credit Union
    1.10x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 11
    LOCAL CD
    BROTHERHOOD
    0.50%
    -
    $50,000
    12 Month
    Credit Union
    0.91x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 12
    LOCAL CD
    BROTHERHOOD
    0.60%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 13
    LOCAL CD
    BROTHERHOOD
    0.85%
    -
    $50,000
    36 Month
    Credit Union
    1.13x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 14
    LOCAL CD
    MARINE
    0.75%
    -
    $50,000
    6 Month
    Credit Union
    1.85x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 15
    LOCAL CD
    NORTH COAST
    0.35%
    -
    $50,000
    12 Month
    Credit Union
    0.63x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 16
    LOCAL CD
    GREAT NORTHWEST
    0.50%
    -
    $50,000
    12 Month
    Credit Union
    0.91x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 17
    LOCAL CD
    INDIANHEAD
    0.90%
    -
    $50,000
    24 Month
    Credit Union
    1.37x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 452 316
    2 50,452 456 319
    3 50,907 460 322
    4 51,367 464 325
    5 51,831 468 328
    6 52,299 472 331
    7 52,771 477 334
    8 53,247 481 337
    9 53,728 485 340
    10 54,213 490 343
    11 54,703 494 346
    12 55,197 498 349
    13 55,695 503 352
    14 56,198 507 355
    15 56,706 512 358
    16 57,218 517 362
    17 57,734 521 365
    18 58,256 526 368
    19 58,782 531 372
    20 59,313 536 375
    TOTAL $9,848 $6,894
  • 18
    LOCAL CD
    INDIANHEAD
    0.40%
    -
    $50,000
    6 Month
    Credit Union
    0.99x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 19
    LOCAL CD
    FOND DU LAC
    0.80%
    -
    $50,000
    24 Month
    Credit Union
    1.22x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 401 281
    2 50,401 404 283
    3 50,805 407 285
    4 51,213 411 288
    5 51,623 414 290
    6 52,037 417 292
    7 52,455 421 294
    8 52,875 424 297
    9 53,300 427 299
    10 53,727 431 302
    11 54,158 434 304
    12 54,592 438 306
    13 55,030 441 309
    14 55,471 445 311
    15 55,916 448 314
    16 56,365 452 316
    17 56,817 456 319
    18 57,272 459 322
    19 57,732 463 324
    20 58,195 467 327
    TOTAL $8,661 $6,063
  • 20
    LOCAL CD
    FOND DU LAC
    0.90%
    -
    $50,000
    48 Month
    Credit Union
    1.11x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 452 316
    2 50,452 456 319
    3 50,907 460 322
    4 51,367 464 325
    5 51,831 468 328
    6 52,299 472 331
    7 52,771 477 334
    8 53,247 481 337
    9 53,728 485 340
    10 54,213 490 343
    11 54,703 494 346
    12 55,197 498 349
    13 55,695 503 352
    14 56,198 507 355
    15 56,706 512 358
    16 57,218 517 362
    17 57,734 521 365
    18 58,256 526 368
    19 58,782 531 372
    20 59,313 536 375
    TOTAL $9,848 $6,894
  • 21
    LOCAL CD
    OAKDALE
    1.20%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    1.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 600 420
    2 50,600 607 425
    3 51,207 614 430
    4 51,822 622 435
    5 52,444 629 441
    6 53,073 637 446
    7 53,710 645 451
    8 54,354 652 457
    9 55,007 660 462
    10 55,667 668 468
    11 56,335 676 473
    12 57,011 684 479
    13 57,695 692 485
    14 58,387 701 490
    15 59,088 709 496
    16 59,797 718 502
    17 60,514 726 508
    18 61,240 735 514
    19 61,975 744 521
    20 62,719 753 527
    TOTAL $13,472 $9,430
  • 22
    LOCAL CD
    METRO
    3.75%
    -
    $50,000
    15 Month
    Credit Union
    N.A.
    $0
     
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085
  • 23
    LOCAL CD
    METRO
    3.85%
    -
    $50,000
    24 Month
    Credit Union
    5.83x (National Avg. - 0.66%)
    $0
     
    SCENARIO
    Year Rate
    3.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,925 1,348
    2 51,925 1,999 1,399
    3 53,924 2,076 1,453
    4 56,000 2,156 1,509
    5 58,156 2,239 1,567
    6 60,395 2,325 1,628
    7 62,720 2,415 1,690
    8 65,135 2,508 1,755
    9 67,643 2,604 1,823
    10 70,247 2,705 1,893
    11 72,952 2,809 1,966
    12 75,760 2,917 2,042
    13 78,677 3,029 2,120
    14 81,706 3,146 2,202
    15 84,852 3,267 2,287
    16 88,119 3,393 2,375
    17 91,511 3,523 2,466
    18 95,034 3,659 2,561
    19 98,693 3,800 2,660
    20 102,493 3,946 2,762
    TOTAL $56,439 $39,507

    All calculations are for demonstration purposes only.

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