This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,200 | 840 |
| 2 | 51,200 | 1,229 | 860 |
| 3 | 52,429 | 1,258 | 881 |
| 4 | 53,687 | 1,288 | 902 |
| 5 | 54,976 | 1,319 | 924 |
| 6 | 56,295 | 1,351 | 946 |
| 7 | 57,646 | 1,384 | 968 |
| 8 | 59,030 | 1,417 | 992 |
| 9 | 60,446 | 1,451 | 1,015 |
| 10 | 61,897 | 1,486 | 1,040 |
| 11 | 63,383 | 1,521 | 1,065 |
| 12 | 64,904 | 1,558 | 1,090 |
| 13 | 66,461 | 1,595 | 1,117 |
| 14 | 68,056 | 1,633 | 1,143 |
| 15 | 69,690 | 1,673 | 1,171 |
| 16 | 71,362 | 1,713 | 1,199 |
| 17 | 73,075 | 1,754 | 1,228 |
| 18 | 74,829 | 1,796 | 1,257 |
| 19 | 76,625 | 1,839 | 1,287 |
| 20 | 78,464 | 1,883 | 1,318 |
| TOTAL | $30,347 | $21,243 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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