Compare Savings vs. CDs
Comparison of Deposit Account from PNC Bank, National Association with 2.40% - March 2025


Long-Term Analysis of PNC Bank, National Association with 0.03% APY and PNC Bank, National Association with 2.20% APY and PNC Bank, National Association with 2.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.03%
    -
    $50,000
    3 Month
    Bank
    0.01x (National Avg. - 2.20%)
    $25,000
     
    SCENARIO
    Year Rate
    0.03%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 2
    LOCAL CD
    2.20%
    -
    $50,000
    25 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    2.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,100 770
    2 51,100 1,124 787
    3 52,224 1,149 804
    4 53,373 1,174 822
    5 54,547 1,200 840
    6 55,747 1,226 859
    7 56,974 1,253 877
    8 58,227 1,281 897
    9 59,508 1,309 916
    10 60,817 1,338 937
    11 62,155 1,367 957
    12 63,523 1,398 978
    13 64,920 1,428 1,000
    14 66,349 1,460 1,022
    15 67,808 1,492 1,044
    16 69,300 1,525 1,067
    17 70,825 1,558 1,091
    18 72,383 1,592 1,115
    19 73,975 1,627 1,139
    20 75,603 1,663 1,164
    TOTAL $27,266 $19,086
  • 3
    LOCAL CD
    2.40%
    -
    $50,000
    37 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    2.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,200 840
    2 51,200 1,229 860
    3 52,429 1,258 881
    4 53,687 1,288 902
    5 54,976 1,319 924
    6 56,295 1,351 946
    7 57,646 1,384 968
    8 59,030 1,417 992
    9 60,446 1,451 1,015
    10 61,897 1,486 1,040
    11 63,383 1,521 1,065
    12 64,904 1,558 1,090
    13 66,461 1,595 1,117
    14 68,056 1,633 1,143
    15 69,690 1,673 1,171
    16 71,362 1,713 1,199
    17 73,075 1,754 1,228
    18 74,829 1,796 1,257
    19 76,625 1,839 1,287
    20 78,464 1,883 1,318
    TOTAL $30,347 $21,243

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.