Compare Savings vs. CDs
Comparison of Deposit Account from PLUS with 1.30% - November 2024


Long-Term Analysis of PLUS with 1.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.30%
    -
    $50,000
    24 Month
    Credit Union
    1.97x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    1.30%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 649 454
    2 50,649 657 460
    3 51,305 665 466
    4 51,971 674 472
    5 52,645 683 478
    6 53,328 692 484
    7 54,019 701 490
    8 54,720 710 497
    9 55,430 719 503
    10 56,149 728 510
    11 56,877 738 516
    12 57,615 747 523
    13 58,362 757 530
    14 59,119 767 537
    15 59,886 777 544
    16 60,662 787 551
    17 61,449 797 558
    18 62,246 807 565
    19 63,053 818 572
    20 63,871 828 580
    TOTAL $14,700 $10,290

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.05% on September 27.

    Last change: ↑0.20% on October 28.
    Early Withdrawal Penalty is 3 months interest.