This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 500 | 350 |
| 2 | 50,500 | 504 | 353 |
| 3 | 51,004 | 510 | 357 |
| 4 | 51,514 | 515 | 360 |
| 5 | 52,028 | 520 | 364 |
| 6 | 52,548 | 525 | 367 |
| 7 | 53,073 | 530 | 371 |
| 8 | 53,603 | 535 | 375 |
| 9 | 54,139 | 541 | 379 |
| 10 | 54,679 | 546 | 382 |
| 11 | 55,226 | 552 | 386 |
| 12 | 55,777 | 557 | 390 |
| 13 | 56,335 | 563 | 394 |
| 14 | 56,897 | 568 | 398 |
| 15 | 57,466 | 574 | 402 |
| 16 | 58,040 | 580 | 406 |
| 17 | 58,620 | 586 | 410 |
| 18 | 59,205 | 591 | 414 |
| 19 | 59,797 | 597 | 418 |
| 20 | 60,394 | 603 | 422 |
| TOTAL | $10,997 | $7,698 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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