This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.94% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,970 | 1,379 |
| 2 | 51,970 | 2,048 | 1,433 |
| 3 | 54,018 | 2,128 | 1,490 |
| 4 | 56,146 | 2,212 | 1,549 |
| 5 | 58,358 | 2,299 | 1,610 |
| 6 | 60,657 | 2,390 | 1,673 |
| 7 | 63,047 | 2,484 | 1,739 |
| 8 | 65,531 | 2,582 | 1,807 |
| 9 | 68,113 | 2,684 | 1,879 |
| 10 | 70,797 | 2,789 | 1,953 |
| 11 | 73,586 | 2,899 | 2,030 |
| 12 | 76,486 | 3,014 | 2,109 |
| 13 | 79,499 | 3,132 | 2,193 |
| 14 | 82,631 | 3,256 | 2,279 |
| 15 | 85,887 | 3,384 | 2,369 |
| 16 | 89,271 | 3,517 | 2,462 |
| 17 | 92,788 | 3,656 | 2,559 |
| 18 | 96,444 | 3,800 | 2,660 |
| 19 | 100,244 | 3,950 | 2,765 |
| 20 | 104,194 | 4,105 | 2,874 |
| TOTAL | $58,299 | $40,809 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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