This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 670 | 469 |
| 2 | 50,670 | 679 | 475 |
| 3 | 51,349 | 688 | 482 |
| 4 | 52,037 | 697 | 488 |
| 5 | 52,734 | 707 | 495 |
| 6 | 53,441 | 716 | 501 |
| 7 | 54,157 | 726 | 508 |
| 8 | 54,883 | 735 | 515 |
| 9 | 55,618 | 745 | 522 |
| 10 | 56,364 | 755 | 529 |
| 11 | 57,119 | 765 | 536 |
| 12 | 57,884 | 776 | 543 |
| 13 | 58,660 | 786 | 550 |
| 14 | 59,446 | 797 | 558 |
| 15 | 60,242 | 807 | 565 |
| 16 | 61,050 | 818 | 573 |
| 17 | 61,868 | 829 | 580 |
| 18 | 62,697 | 840 | 588 |
| 19 | 63,537 | 851 | 596 |
| 20 | 64,388 | 863 | 604 |
| TOTAL | $15,251 | $10,676 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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