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Comparison of Deposit Account from Peoples Trust and Savings Bank with 0.75% - April 2025

Long-Term Analysis of First State Bank of Porter with 0.65% APY and Peoples Trust and Savings Bank with 0.75% APY and Richland State Bank with 1.31% APY and PROVIDENT with 2.16% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First State Bank of Porter

0.65%

$50,000

24 Month

Bank

0.98x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

Peoples Trust and Savings Bank

0.75%

$50,000

60 Month

Bank

0.82x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Richland State Bank

1.31%

$50,000

48 Month

Bank

1.61x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 1.31%	Annual Interest	Annual Interest (After Tax)
1	50,000	655	459
2	50,655	664	465
3	51,319	672	471
4	51,991	681	477
5	52,672	690	483
6	53,362	699	489
7	54,061	708	496
8	54,769	717	502
9	55,487	727	509
10	56,214	736	515
11	56,950	746	522
12	57,696	756	529
13	58,452	766	536
14	59,218	776	543
15	59,993	786	550
16	60,779	796	557
17	61,575	807	565
18	62,382	817	572
19	63,199	828	580
20	64,027	839	587
	TOTAL	$14,866	$10,406

LOCAL CD

PROVIDENT

2.16%

$50,000

24 Month

Credit Union

3.27x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 2.16%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,080	756
2	51,080	1,103	772
3	52,183	1,127	789
4	53,310	1,152	806
5	54,462	1,176	823
6	55,638	1,202	841
7	56,840	1,228	859
8	58,068	1,254	878
9	59,322	1,281	897
10	60,604	1,309	916
11	61,913	1,337	936
12	63,250	1,366	956
13	64,616	1,396	977
14	66,012	1,426	998
15	67,438	1,457	1,020
16	68,894	1,488	1,042
17	70,382	1,520	1,064
18	71,903	1,553	1,087
19	73,456	1,587	1,111
20	75,042	1,621	1,135
	TOTAL	$26,663	$18,664

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Peoples Trust and Savings Bank with 0.75% - April 2025

Long-Term Analysis of First State Bank of Porter with 0.65% APY and Peoples Trust and Savings Bank with 0.75% APY and Richland State Bank with 1.31% APY and PROVIDENT with 2.16% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Peoples Trust and Savings Bank with 0.75% - April 2025