This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 800 | 560 |
| 2 | 50,800 | 813 | 569 |
| 3 | 51,613 | 826 | 578 |
| 4 | 52,439 | 839 | 587 |
| 5 | 53,278 | 852 | 597 |
| 6 | 54,130 | 866 | 606 |
| 7 | 54,996 | 880 | 616 |
| 8 | 55,876 | 894 | 626 |
| 9 | 56,770 | 908 | 636 |
| 10 | 57,678 | 923 | 646 |
| 11 | 58,601 | 938 | 656 |
| 12 | 59,539 | 953 | 667 |
| 13 | 60,492 | 968 | 678 |
| 14 | 61,459 | 983 | 688 |
| 15 | 62,443 | 999 | 699 |
| 16 | 63,442 | 1,015 | 711 |
| 17 | 64,457 | 1,031 | 722 |
| 18 | 65,488 | 1,048 | 733 |
| 19 | 66,536 | 1,065 | 745 |
| 20 | 67,601 | 1,082 | 757 |
| TOTAL | $18,682 | $13,078 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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