This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 65 | 46 |
| 2 | 50,065 | 65 | 46 |
| 3 | 50,130 | 65 | 46 |
| 4 | 50,195 | 65 | 46 |
| 5 | 50,261 | 65 | 46 |
| 6 | 50,326 | 65 | 46 |
| 7 | 50,391 | 66 | 46 |
| 8 | 50,457 | 66 | 46 |
| 9 | 50,522 | 66 | 46 |
| 10 | 50,588 | 66 | 46 |
| 11 | 50,654 | 66 | 46 |
| 12 | 50,720 | 66 | 46 |
| 13 | 50,786 | 66 | 46 |
| 14 | 50,852 | 66 | 46 |
| 15 | 50,918 | 66 | 46 |
| 16 | 50,984 | 66 | 46 |
| 17 | 51,050 | 66 | 46 |
| 18 | 51,117 | 66 | 47 |
| 19 | 51,183 | 67 | 47 |
| 20 | 51,250 | 67 | 47 |
| TOTAL | $1,316 | $921 |
| Year | Rate 0.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 90 | 63 |
| 2 | 50,090 | 90 | 63 |
| 3 | 50,180 | 90 | 63 |
| 4 | 50,270 | 90 | 63 |
| 5 | 50,361 | 91 | 63 |
| 6 | 50,452 | 91 | 64 |
| 7 | 50,542 | 91 | 64 |
| 8 | 50,633 | 91 | 64 |
| 9 | 50,725 | 91 | 64 |
| 10 | 50,816 | 91 | 64 |
| 11 | 50,907 | 92 | 64 |
| 12 | 50,999 | 92 | 64 |
| 13 | 51,091 | 92 | 64 |
| 14 | 51,183 | 92 | 64 |
| 15 | 51,275 | 92 | 65 |
| 16 | 51,367 | 92 | 65 |
| 17 | 51,460 | 93 | 65 |
| 18 | 51,552 | 93 | 65 |
| 19 | 51,645 | 93 | 65 |
| 20 | 51,738 | 93 | 65 |
| TOTAL | $1,831 | $1,282 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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