Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Pacific Premier Bank with 0.20% - April 2025

Long-Term Analysis of Pacific Premier Bank with 0.20% APY and The Peoples Bank of Georgia with 0.35% APY and Farmers National Bank with 3.25% APY and Bank of Tennessee with 0.94% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Pacific Premier Bank

0.20%

$50,000

6 Month

Bank

0.49x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL MONEY MARKET

The Peoples Bank of Georgia

0.35%

$50,000

N.A.

Bank

0.86x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

Farmers National Bank

3.25%

$50,000

36 Month

Bank

4.31x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 3.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,625	1,138
2	51,625	1,678	1,174
3	53,303	1,732	1,213
4	55,035	1,789	1,252
5	56,824	1,847	1,293
6	58,671	1,907	1,335
7	60,577	1,969	1,378
8	62,546	2,033	1,423
9	64,579	2,099	1,469
10	66,678	2,167	1,517
11	68,845	2,237	1,566
12	71,082	2,310	1,617
13	73,392	2,385	1,670
14	75,778	2,463	1,724
15	78,240	2,543	1,780
16	80,783	2,625	1,838
17	83,409	2,711	1,898
18	86,119	2,799	1,959
19	88,918	2,890	2,023
20	91,808	2,984	2,089
	TOTAL	$44,792	$31,354

LOCAL CD

Bank of Tennessee

0.94%

$50,000

48 Month

Bank

1.15x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.94%	Annual Interest	Annual Interest (After Tax)
1	50,000	470	329
2	50,470	474	332
3	50,944	479	335
4	51,423	483	338
5	51,907	488	342
6	52,395	493	345
7	52,887	497	348
8	53,384	502	351
9	53,886	507	355
10	54,393	511	358
11	54,904	516	361
12	55,420	521	365
13	55,941	526	368
14	56,467	531	372
15	56,998	536	375
16	57,533	541	379
17	58,074	546	382
18	58,620	551	386
19	59,171	556	389
20	59,727	561	393
	TOTAL	$10,289	$7,202

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Pacific Premier Bank with 0.20% - April 2025

Long-Term Analysis of Pacific Premier Bank with 0.20% APY and The Peoples Bank of Georgia with 0.35% APY and Farmers National Bank with 3.25% APY and Bank of Tennessee with 0.94% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Pacific Premier Bank with 0.20% - April 2025