This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 0.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 265 | 186 |
| 2 | 50,265 | 266 | 186 |
| 3 | 50,531 | 268 | 187 |
| 4 | 50,799 | 269 | 188 |
| 5 | 51,068 | 271 | 189 |
| 6 | 51,339 | 272 | 190 |
| 7 | 51,611 | 274 | 191 |
| 8 | 51,885 | 275 | 192 |
| 9 | 52,160 | 276 | 194 |
| 10 | 52,436 | 278 | 195 |
| 11 | 52,714 | 279 | 196 |
| 12 | 52,993 | 281 | 197 |
| 13 | 53,274 | 282 | 198 |
| 14 | 53,557 | 284 | 199 |
| 15 | 53,841 | 285 | 200 |
| 16 | 54,126 | 287 | 201 |
| 17 | 54,413 | 288 | 202 |
| 18 | 54,701 | 290 | 203 |
| 19 | 54,991 | 291 | 204 |
| 20 | 55,283 | 293 | 205 |
| TOTAL | $5,576 | $3,903 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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