This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 980 | 686 |
| 2 | 50,980 | 999 | 699 |
| 3 | 51,979 | 1,019 | 713 |
| 4 | 52,998 | 1,039 | 727 |
| 5 | 54,037 | 1,059 | 741 |
| 6 | 55,096 | 1,080 | 756 |
| 7 | 56,176 | 1,101 | 771 |
| 8 | 57,277 | 1,123 | 786 |
| 9 | 58,399 | 1,145 | 801 |
| 10 | 59,544 | 1,167 | 817 |
| 11 | 60,711 | 1,190 | 833 |
| 12 | 61,901 | 1,213 | 849 |
| 13 | 63,114 | 1,237 | 866 |
| 14 | 64,351 | 1,261 | 883 |
| 15 | 65,613 | 1,286 | 900 |
| 16 | 66,899 | 1,311 | 918 |
| 17 | 68,210 | 1,337 | 936 |
| 18 | 69,547 | 1,363 | 954 |
| 19 | 70,910 | 1,390 | 973 |
| 20 | 72,300 | 1,417 | 992 |
| TOTAL | $23,717 | $16,602 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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