This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,175 | 1,523 |
| 2 | 52,175 | 2,270 | 1,589 |
| 3 | 54,445 | 2,368 | 1,658 |
| 4 | 56,813 | 2,471 | 1,730 |
| 5 | 59,284 | 2,579 | 1,805 |
| 6 | 61,863 | 2,691 | 1,884 |
| 7 | 64,554 | 2,808 | 1,966 |
| 8 | 67,362 | 2,930 | 2,051 |
| 9 | 70,293 | 3,058 | 2,140 |
| 10 | 73,350 | 3,191 | 2,234 |
| 11 | 76,541 | 3,330 | 2,331 |
| 12 | 79,871 | 3,474 | 2,432 |
| 13 | 83,345 | 3,626 | 2,538 |
| 14 | 86,970 | 3,783 | 2,648 |
| 15 | 90,754 | 3,948 | 2,763 |
| 16 | 94,701 | 4,120 | 2,884 |
| 17 | 98,821 | 4,299 | 3,009 |
| 18 | 103,120 | 4,486 | 3,140 |
| 19 | 107,605 | 4,681 | 3,277 |
| 20 | 112,286 | 4,884 | 3,419 |
| TOTAL | $67,171 | $47,019 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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