This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 326 | 228 |
| 2 | 50,326 | 328 | 230 |
| 3 | 50,654 | 330 | 231 |
| 4 | 50,984 | 332 | 233 |
| 5 | 51,317 | 335 | 234 |
| 6 | 51,651 | 337 | 236 |
| 7 | 51,988 | 339 | 237 |
| 8 | 52,327 | 341 | 239 |
| 9 | 52,668 | 343 | 240 |
| 10 | 53,012 | 346 | 242 |
| 11 | 53,357 | 348 | 244 |
| 12 | 53,705 | 350 | 245 |
| 13 | 54,055 | 352 | 247 |
| 14 | 54,408 | 355 | 248 |
| 15 | 54,763 | 357 | 250 |
| 16 | 55,120 | 359 | 252 |
| 17 | 55,479 | 362 | 253 |
| 18 | 55,841 | 364 | 255 |
| 19 | 56,205 | 366 | 257 |
| 20 | 56,571 | 369 | 258 |
| TOTAL | $6,940 | $4,858 |
| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 475 | 333 |
| 2 | 50,475 | 480 | 336 |
| 3 | 50,955 | 484 | 339 |
| 4 | 51,439 | 489 | 342 |
| 5 | 51,927 | 493 | 345 |
| 6 | 52,421 | 498 | 349 |
| 7 | 52,919 | 503 | 352 |
| 8 | 53,421 | 508 | 355 |
| 9 | 53,929 | 512 | 359 |
| 10 | 54,441 | 517 | 362 |
| 11 | 54,958 | 522 | 365 |
| 12 | 55,480 | 527 | 369 |
| 13 | 56,007 | 532 | 372 |
| 14 | 56,540 | 537 | 376 |
| 15 | 57,077 | 542 | 380 |
| 16 | 57,619 | 547 | 383 |
| 17 | 58,166 | 553 | 387 |
| 18 | 58,719 | 558 | 390 |
| 19 | 59,277 | 563 | 394 |
| 20 | 59,840 | 568 | 398 |
| TOTAL | $10,408 | $7,286 |
| Year | Rate 1.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 630 | 441 |
| 2 | 50,630 | 638 | 447 |
| 3 | 51,268 | 646 | 452 |
| 4 | 51,914 | 654 | 458 |
| 5 | 52,568 | 662 | 464 |
| 6 | 53,230 | 671 | 469 |
| 7 | 53,901 | 679 | 475 |
| 8 | 54,580 | 688 | 481 |
| 9 | 55,268 | 696 | 487 |
| 10 | 55,964 | 705 | 494 |
| 11 | 56,669 | 714 | 500 |
| 12 | 57,384 | 723 | 506 |
| 13 | 58,107 | 732 | 512 |
| 14 | 58,839 | 741 | 519 |
| 15 | 59,580 | 751 | 525 |
| 16 | 60,331 | 760 | 532 |
| 17 | 61,091 | 770 | 539 |
| 18 | 61,861 | 779 | 546 |
| 19 | 62,640 | 789 | 552 |
| 20 | 63,429 | 799 | 559 |
| TOTAL | $14,229 | $9,960 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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