Compare Savings vs. CDs
Comparison of Deposit Account from NSB Bank with 0.49% - December 2024


Long-Term Analysis of NSB Bank with 0.49% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.49%
    -
    $50,000
    6 Month
    Bank
    1.21x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.49%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 246 172
    2 50,246 247 173
    3 50,492 248 174
    4 50,740 249 174
    5 50,989 250 175
    6 51,240 252 176
    7 51,491 253 177
    8 51,744 254 178
    9 51,998 255 179
    10 52,253 257 180
    11 52,510 258 180
    12 52,768 259 181
    13 53,027 260 182
    14 53,287 262 183
    15 53,549 263 184
    16 53,812 264 185
    17 54,076 266 186
    18 54,342 267 187
    19 54,608 268 188
    20 54,876 269 189
    TOTAL $5,146 $3,602

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.09% on December 7.
    6 Month Jumbo CD.

    Last change: ↑0.25% on November 25.

    Last change: ↑0.70% on December 7.