This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 850 | 595 |
| 2 | 50,850 | 864 | 605 |
| 3 | 51,714 | 879 | 615 |
| 4 | 52,594 | 894 | 626 |
| 5 | 53,488 | 909 | 637 |
| 6 | 54,397 | 925 | 647 |
| 7 | 55,322 | 940 | 658 |
| 8 | 56,262 | 956 | 670 |
| 9 | 57,219 | 973 | 681 |
| 10 | 58,191 | 989 | 692 |
| 11 | 59,181 | 1,006 | 704 |
| 12 | 60,187 | 1,023 | 716 |
| 13 | 61,210 | 1,041 | 728 |
| 14 | 62,250 | 1,058 | 741 |
| 15 | 63,309 | 1,076 | 753 |
| 16 | 64,385 | 1,095 | 766 |
| 17 | 65,479 | 1,113 | 779 |
| 18 | 66,593 | 1,132 | 792 |
| 19 | 67,725 | 1,151 | 806 |
| 20 | 68,876 | 1,171 | 820 |
| TOTAL | $20,047 | $14,033 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$50,000 |
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|
Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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