This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.14% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,570 | 1,099 |
| 2 | 51,570 | 1,619 | 1,134 |
| 3 | 53,189 | 1,670 | 1,169 |
| 4 | 54,859 | 1,723 | 1,206 |
| 5 | 56,582 | 1,777 | 1,244 |
| 6 | 58,359 | 1,832 | 1,283 |
| 7 | 60,191 | 1,890 | 1,323 |
| 8 | 62,081 | 1,949 | 1,365 |
| 9 | 64,031 | 2,011 | 1,407 |
| 10 | 66,041 | 2,074 | 1,452 |
| 11 | 68,115 | 2,139 | 1,497 |
| 12 | 70,254 | 2,206 | 1,544 |
| 13 | 72,460 | 2,275 | 1,593 |
| 14 | 74,735 | 2,347 | 1,643 |
| 15 | 77,081 | 2,420 | 1,694 |
| 16 | 79,502 | 2,496 | 1,747 |
| 17 | 81,998 | 2,575 | 1,802 |
| 18 | 84,573 | 2,656 | 1,859 |
| 19 | 87,228 | 2,739 | 1,917 |
| 20 | 89,967 | 2,825 | 1,977 |
| TOTAL | $42,792 | $29,955 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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