This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,315 | 921 |
| 2 | 51,315 | 1,350 | 945 |
| 3 | 52,665 | 1,385 | 970 |
| 4 | 54,050 | 1,422 | 995 |
| 5 | 55,471 | 1,459 | 1,021 |
| 6 | 56,930 | 1,497 | 1,048 |
| 7 | 58,427 | 1,537 | 1,076 |
| 8 | 59,964 | 1,577 | 1,104 |
| 9 | 61,541 | 1,619 | 1,133 |
| 10 | 63,160 | 1,661 | 1,163 |
| 11 | 64,821 | 1,705 | 1,193 |
| 12 | 66,525 | 1,750 | 1,225 |
| 13 | 68,275 | 1,796 | 1,257 |
| 14 | 70,071 | 1,843 | 1,290 |
| 15 | 71,914 | 1,891 | 1,324 |
| 16 | 73,805 | 1,941 | 1,359 |
| 17 | 75,746 | 1,992 | 1,394 |
| 18 | 77,738 | 2,045 | 1,431 |
| 19 | 79,783 | 2,098 | 1,469 |
| 20 | 81,881 | 2,153 | 1,507 |
| TOTAL | $34,034 | $23,824 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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