This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 9.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 4,785 | 3,350 |
| 2 | 54,785 | 5,243 | 3,670 |
| 3 | 60,028 | 5,745 | 4,021 |
| 4 | 65,773 | 6,294 | 4,406 |
| 5 | 72,067 | 6,897 | 4,828 |
| 6 | 78,964 | 7,557 | 5,290 |
| 7 | 86,521 | 8,280 | 5,796 |
| 8 | 94,801 | 9,072 | 6,351 |
| 9 | 103,873 | 9,941 | 6,958 |
| 10 | 113,814 | 10,892 | 7,624 |
| 11 | 124,706 | 11,934 | 8,354 |
| 12 | 136,640 | 13,076 | 9,154 |
| 13 | 149,717 | 14,328 | 10,030 |
| 14 | 164,044 | 15,699 | 10,989 |
| 15 | 179,744 | 17,201 | 12,041 |
| 16 | 196,945 | 18,848 | 13,193 |
| 17 | 215,793 | 20,651 | 14,456 |
| 18 | 236,444 | 22,628 | 15,839 |
| 19 | 259,072 | 24,793 | 17,355 |
| 20 | 283,865 | 27,166 | 19,016 |
| TOTAL | $261,031 | $182,721 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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