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Comparison of Deposit Account from NBH Bank with 0.07% - April 2025


Long-Term Analysis of NBH Bank with 0.07% APY and Hanmi Bank with 0.65% APY and ST. ANNE'S with 5.38% APY and First Bank with 5.05% APY and Umpqua Bank with 4.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    NBH Bank
    0.07%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.07%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 35 25
    2 50,035 35 25
    3 50,070 35 25
    4 50,105 35 25
    5 50,140 35 25
    6 50,175 35 25
    7 50,210 35 25
    8 50,246 35 25
    9 50,281 35 25
    10 50,316 35 25
    11 50,351 35 25
    12 50,386 35 25
    13 50,422 35 25
    14 50,457 35 25
    15 50,492 35 25
    16 50,528 35 25
    17 50,563 35 25
    18 50,598 35 25
    19 50,634 35 25
    20 50,669 35 25
    TOTAL $705 $493
  • 2
    LOCAL CD
    Hanmi Bank
    0.65%
    -
    $50,000
    24 Month
    Bank
    0.98x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 3
    LOCAL CD
    ST. ANNE'S
    5.38%
    -
    $50,000
    13 Month
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    5.38%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,689 1,882
    2 52,689 2,834 1,984
    3 55,523 2,986 2,090
    4 58,509 3,147 2,203
    5 61,655 3,316 2,321
    6 64,971 3,494 2,446
    7 68,465 3,682 2,577
    8 72,147 3,880 2,716
    9 76,027 4,089 2,862
    10 80,116 4,309 3,016
    11 84,425 4,540 3,178
    12 88,965 4,785 3,349
    13 93,750 5,042 3,529
    14 98,791 5,313 3,719
    15 104,104 5,599 3,919
    16 109,703 5,900 4,130
    17 115,603 6,217 4,352
    18 121,820 6,551 4,586
    19 128,372 6,904 4,833
    20 135,275 7,275 5,093
    TOTAL $92,551 $64,785
  • 4
    LOCAL CD
    First Bank
    5.05%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    5.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,525 1,768
    2 52,525 2,653 1,857
    3 55,178 2,786 1,951
    4 57,964 2,927 2,049
    5 60,891 3,075 2,153
    6 63,966 3,230 2,261
    7 67,196 3,393 2,375
    8 70,590 3,565 2,495
    9 74,155 3,745 2,621
    10 77,899 3,934 2,754
    11 81,833 4,133 2,893
    12 85,966 4,341 3,039
    13 90,307 4,561 3,192
    14 94,868 4,791 3,354
    15 99,659 5,033 3,523
    16 104,691 5,287 3,701
    17 109,978 5,554 3,888
    18 115,532 5,834 4,084
    19 121,367 6,129 4,290
    20 127,496 6,439 4,507
    TOTAL $83,934 $58,754
  • 5
    LOCAL CD
    Umpqua Bank
    4.70%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $1
     
    SCENARIO
    Year Rate
    4.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,350 1,645
    2 52,350 2,460 1,722
    3 54,810 2,576 1,803
    4 57,387 2,697 1,888
    5 60,084 2,824 1,977
    6 62,908 2,957 2,070
    7 65,864 3,096 2,167
    8 68,960 3,241 2,269
    9 72,201 3,393 2,375
    10 75,594 3,553 2,487
    11 79,147 3,720 2,604
    12 82,867 3,895 2,726
    13 86,762 4,078 2,854
    14 90,840 4,269 2,989
    15 95,109 4,470 3,129
    16 99,580 4,680 3,276
    17 104,260 4,900 3,430
    18 109,160 5,131 3,591
    19 114,291 5,372 3,760
    20 119,662 5,624 3,937
    TOTAL $75,286 $52,700

    All calculations are for demonstration purposes only.

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