This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 730 | 511 |
| 2 | 50,730 | 741 | 518 |
| 3 | 51,471 | 751 | 526 |
| 4 | 52,222 | 762 | 534 |
| 5 | 52,985 | 774 | 542 |
| 6 | 53,758 | 785 | 549 |
| 7 | 54,543 | 796 | 557 |
| 8 | 55,339 | 808 | 566 |
| 9 | 56,147 | 820 | 574 |
| 10 | 56,967 | 832 | 582 |
| 11 | 57,799 | 844 | 591 |
| 12 | 58,643 | 856 | 599 |
| 13 | 59,499 | 869 | 608 |
| 14 | 60,367 | 881 | 617 |
| 15 | 61,249 | 894 | 626 |
| 16 | 62,143 | 907 | 635 |
| 17 | 63,050 | 921 | 644 |
| 18 | 63,971 | 934 | 654 |
| 19 | 64,905 | 948 | 663 |
| 20 | 65,853 | 961 | 673 |
| TOTAL | $16,814 | $11,770 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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