This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,325 | 1,628 |
| 2 | 52,325 | 2,433 | 1,703 |
| 3 | 54,758 | 2,546 | 1,782 |
| 4 | 57,304 | 2,665 | 1,865 |
| 5 | 59,969 | 2,789 | 1,952 |
| 6 | 62,758 | 2,918 | 2,043 |
| 7 | 65,676 | 3,054 | 2,138 |
| 8 | 68,730 | 3,196 | 2,237 |
| 9 | 71,926 | 3,345 | 2,341 |
| 10 | 75,270 | 3,500 | 2,450 |
| 11 | 78,770 | 3,663 | 2,564 |
| 12 | 82,433 | 3,833 | 2,683 |
| 13 | 86,266 | 4,011 | 2,808 |
| 14 | 90,278 | 4,198 | 2,939 |
| 15 | 94,476 | 4,393 | 3,075 |
| 16 | 98,869 | 4,597 | 3,218 |
| 17 | 103,466 | 4,811 | 3,368 |
| 18 | 108,277 | 5,035 | 3,524 |
| 19 | 113,312 | 5,269 | 3,688 |
| 20 | 118,581 | 5,514 | 3,860 |
| TOTAL | $74,095 | $51,867 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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