This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,700 | 1,890 |
| 2 | 52,700 | 2,846 | 1,992 |
| 3 | 55,546 | 2,999 | 2,100 |
| 4 | 58,545 | 3,161 | 2,213 |
| 5 | 61,707 | 3,332 | 2,333 |
| 6 | 65,039 | 3,512 | 2,458 |
| 7 | 68,551 | 3,702 | 2,591 |
| 8 | 72,253 | 3,902 | 2,731 |
| 9 | 76,154 | 4,112 | 2,879 |
| 10 | 80,267 | 4,334 | 3,034 |
| 11 | 84,601 | 4,568 | 3,198 |
| 12 | 89,170 | 4,815 | 3,371 |
| 13 | 93,985 | 5,075 | 3,553 |
| 14 | 99,060 | 5,349 | 3,744 |
| 15 | 104,409 | 5,638 | 3,947 |
| 16 | 110,047 | 5,943 | 4,160 |
| 17 | 115,990 | 6,263 | 4,384 |
| 18 | 122,253 | 6,602 | 4,621 |
| 19 | 128,855 | 6,958 | 4,871 |
| 20 | 135,813 | 7,334 | 5,134 |
| TOTAL | $93,147 | $65,203 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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