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Comparison of Deposit Account from MutualOne Bank with 4.07% - March 2025

Long-Term Analysis of BankIowa of Cedar Rapids with 0.05% APY and Glacier Bank with 0.01% APY and JUSTICE with 0.88% APY and YOLO with 1.20% APY and SANTA CRUZ COMMUNITY with 0.70% APY and Pinnacle Bank with 0.07% APY and Dysart State Bank with 0.38% APY and Longview Bank with 0.10% APY and The First National Bank of Bellevue with 0.30% APY and Van Wert Federal Savings Bank with 0.02% APY and Van Wert Federal Savings Bank with 0.01% APY and Geauga Savings Bank with 0.65% APY and Galion Building and Loan Bank with 0.05% APY and DOVER-PHILA with 0.45% APY and First State Bank with 0.08% APY and First State Bank with 0.04% APY and MutualOne Bank with 4.07% APY and AMERICAN AIRLINES with 2.89% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL SAVINGS

BankIowa of Cedar Rapids

0.05%

$50,000

N.A.

Bank

0.22x (National Avg. - 0.23%)

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL MONEY MARKET

Glacier Bank

0.01%

$50,000

N.A.

Bank

0.04x (National Avg. - 0.23%)

$10,000

SCENARIO

Year	Rate 0.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	5	4
2	50,005	5	4
3	50,010	5	4
4	50,015	5	4
5	50,020	5	4
6	50,025	5	4
7	50,030	5	4
8	50,035	5	4
9	50,040	5	4
10	50,045	5	4
11	50,050	5	4
12	50,055	5	4
13	50,060	5	4
14	50,065	5	4
15	50,070	5	4
16	50,075	5	4
17	50,080	5	4
18	50,085	5	4
19	50,090	5	4
20	50,095	5	4
	TOTAL	$100	$70

LOCAL CD

JUSTICE

0.88%

$50,000

36 Month

Credit Union

1.17x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.88%	Annual Interest	Annual Interest (After Tax)
1	50,000	442	309
2	50,442	445	312
3	50,887	449	315
4	51,336	453	317
5	51,790	457	320
6	52,247	461	323
7	52,708	465	326
8	53,174	470	329
9	53,643	474	332
10	54,117	478	334
11	54,595	482	337
12	55,077	486	340
13	55,563	491	343
14	56,054	495	346
15	56,549	499	350
16	57,048	504	353
17	57,552	508	356
18	58,060	513	359
19	58,573	517	362
20	59,090	522	365
	TOTAL	$9,611	$6,728

LOCAL CD

YOLO

1.20%

$50,000

60 Month

Credit Union

1.31x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	600	420
2	50,600	607	425
3	51,207	614	430
4	51,822	622	435
5	52,444	629	441
6	53,073	637	446
7	53,710	645	451
8	54,354	652	457
9	55,007	660	462
10	55,667	668	468
11	56,335	676	473
12	57,011	684	479
13	57,695	692	485
14	58,387	701	490
15	59,088	709	496
16	59,797	718	502
17	60,514	726	508
18	61,240	735	514
19	61,975	744	521
20	62,719	753	527
	TOTAL	$13,472	$9,430

LOCAL CD

SANTA CRUZ COMMUNITY

0.70%

$50,000

24 Month

Credit Union

1.06x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL SAVINGS

Pinnacle Bank

0.07%

$50,000

N.A.

Bank

0.31x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.07%	Annual Interest	Annual Interest (After Tax)
1	50,000	35	25
2	50,035	35	25
3	50,070	35	25
4	50,105	35	25
5	50,140	35	25
6	50,175	35	25
7	50,210	35	25
8	50,246	35	25
9	50,281	35	25
10	50,316	35	25
11	50,351	35	25
12	50,386	35	25
13	50,422	35	25
14	50,457	35	25
15	50,492	35	25
16	50,528	35	25
17	50,563	35	25
18	50,598	35	25
19	50,634	35	25
20	50,669	35	25
	TOTAL	$705	$493

LOCAL SAVINGS

Dysart State Bank

0.38%

$50,000

N.A.

Bank

1.67x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.38%	Annual Interest	Annual Interest (After Tax)
1	50,000	188	131
2	50,188	188	132
3	50,376	189	132
4	50,565	190	133
5	50,754	190	133
6	50,945	191	134
7	51,136	192	134
8	51,327	192	135
9	51,520	193	135
10	51,713	194	136
11	51,907	195	136
12	52,102	195	137
13	52,297	196	137
14	52,493	197	138
15	52,690	198	138
16	52,888	198	139
17	53,086	199	139
18	53,285	200	140
19	53,485	201	140
20	53,685	201	141
	TOTAL	$3,887	$2,721

LOCAL MONEY MARKET

Longview Bank

0.10%

$50,000

N.A.

Bank

0.44x (National Avg. - 0.23%)

$25,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL MONEY MARKET

The First National Bank of Bellevue

0.30%

$50,000

N.A.

Bank

1.33x (National Avg. - 0.23%)

$25,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL MONEY MARKET

Van Wert Federal Savings Bank

0.02%

$50,000

N.A.

Bank

0.09x (National Avg. - 0.23%)

$10,000

SCENARIO

Year	Rate 0.02%	Annual Interest	Annual Interest (After Tax)
1	50,000	10	7
2	50,010	10	7
3	50,020	10	7
4	50,030	10	7
5	50,040	10	7
6	50,050	10	7
7	50,060	10	7
8	50,070	10	7
9	50,080	10	7
10	50,090	10	7
11	50,100	10	7
12	50,110	10	7
13	50,120	10	7
14	50,130	10	7
15	50,140	10	7
16	50,150	10	7
17	50,160	10	7
18	50,170	10	7
19	50,180	10	7
20	50,190	10	7
	TOTAL	$200	$140

LOCAL MONEY MARKET

Van Wert Federal Savings Bank

0.01%

$50,000

N.A.

Bank

0.04x (National Avg. - 0.23%)

$2,500

SCENARIO

Year	Rate 0.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	5	4
2	50,005	5	4
3	50,010	5	4
4	50,015	5	4
5	50,020	5	4
6	50,025	5	4
7	50,030	5	4
8	50,035	5	4
9	50,040	5	4
10	50,045	5	4
11	50,050	5	4
12	50,055	5	4
13	50,060	5	4
14	50,065	5	4
15	50,070	5	4
16	50,075	5	4
17	50,080	5	4
18	50,085	5	4
19	50,090	5	4
20	50,095	5	4
	TOTAL	$100	$70

LOCAL CD

Geauga Savings Bank

0.65%

$50,000

60 Month

Bank

0.71x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL MONEY MARKET

Galion Building and Loan Bank

0.05%

$50,000

N.A.

Bank

0.05x (National Avg. - 0.92%)

$2,500

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL CD

DOVER-PHILA

0.45%

$50,000

12 Month

Credit Union

0.82x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

First State Bank

0.08%

$50,000

12 Month

Bank

0.14x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.08%	Annual Interest	Annual Interest (After Tax)
1	50,000	40	28
2	50,040	40	28
3	50,080	40	28
4	50,120	40	28
5	50,160	40	28
6	50,200	40	28
7	50,240	40	28
8	50,281	40	28
9	50,321	40	28
10	50,361	40	28
11	50,401	40	28
12	50,442	40	28
13	50,482	40	28
14	50,523	40	28
15	50,563	40	28
16	50,603	40	28
17	50,644	41	28
18	50,684	41	28
19	50,725	41	28
20	50,765	41	28
	TOTAL	$806	$564

LOCAL CD

First State Bank

0.04%

$50,000

6 Month

Bank

0.10x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.04%	Annual Interest	Annual Interest (After Tax)
1	50,000	20	14
2	50,020	20	14
3	50,040	20	14
4	50,060	20	14
5	50,080	20	14
6	50,100	20	14
7	50,120	20	14
8	50,140	20	14
9	50,160	20	14
10	50,180	20	14
11	50,200	20	14
12	50,220	20	14
13	50,241	20	14
14	50,261	20	14
15	50,281	20	14
16	50,301	20	14
17	50,321	20	14
18	50,341	20	14
19	50,361	20	14
20	50,381	20	14
	TOTAL	$402	$281

LOCAL SAVINGS

MutualOne Bank

4.07%

$50,000

N.A.

Bank

18.09x (National Avg. - 0.23%)

$20,000

SCENARIO

Year	Rate 4.07%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,035	1,425
2	52,035	2,118	1,482
3	54,153	2,204	1,543
4	56,357	2,294	1,606
5	58,651	2,387	1,671
6	61,038	2,484	1,739
7	63,522	2,585	1,810
8	66,107	2,691	1,883
9	68,798	2,800	1,960
10	71,598	2,914	2,040
11	74,512	3,033	2,123
12	77,545	3,156	2,209
13	80,701	3,285	2,299
14	83,985	3,418	2,393
15	87,403	3,557	2,490
16	90,961	3,702	2,591
17	94,663	3,853	2,697
18	98,515	4,010	2,807
19	102,525	4,173	2,921
20	106,698	4,343	3,040
	TOTAL	$61,040	$42,728

LOCAL CD

AMERICAN AIRLINES

2.89%

$50,000

24 Month

Credit Union

4.38x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 2.89%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,445	1,012
2	51,445	1,487	1,041
3	52,932	1,530	1,071
4	54,461	1,574	1,102
5	56,035	1,619	1,134
6	57,655	1,666	1,166
7	59,321	1,714	1,200
8	61,035	1,764	1,235
9	62,799	1,815	1,270
10	64,614	1,867	1,307
11	66,482	1,921	1,345
12	68,403	1,977	1,384
13	70,380	2,034	1,424
14	72,414	2,093	1,465
15	74,507	2,153	1,507
16	76,660	2,215	1,551
17	78,875	2,279	1,596
18	81,155	2,345	1,642
19	83,500	2,413	1,689
20	85,913	2,483	1,738
	TOTAL	$38,396	$26,877

All calculations are for demonstration purposes only.

Featured CD Rates

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Compare Savings vs. CDs Comparison of Deposit Account from MutualOne Bank with 4.07% - March 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from MutualOne Bank with 4.07% - March 2025