This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 427 | 299 |
| 2 | 50,427 | 430 | 301 |
| 3 | 50,857 | 434 | 304 |
| 4 | 51,290 | 438 | 306 |
| 5 | 51,728 | 441 | 309 |
| 6 | 52,169 | 445 | 312 |
| 7 | 52,614 | 449 | 314 |
| 8 | 53,063 | 453 | 317 |
| 9 | 53,516 | 456 | 320 |
| 10 | 53,972 | 460 | 322 |
| 11 | 54,432 | 464 | 325 |
| 12 | 54,897 | 468 | 328 |
| 13 | 55,365 | 472 | 331 |
| 14 | 55,837 | 476 | 333 |
| 15 | 56,314 | 480 | 336 |
| 16 | 56,794 | 484 | 339 |
| 17 | 57,278 | 489 | 342 |
| 18 | 57,767 | 493 | 345 |
| 19 | 58,260 | 497 | 348 |
| 20 | 58,757 | 501 | 351 |
| TOTAL | $9,258 | $6,481 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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