This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,515 | 1,061 |
| 2 | 51,515 | 1,561 | 1,093 |
| 3 | 53,076 | 1,608 | 1,126 |
| 4 | 54,684 | 1,657 | 1,160 |
| 5 | 56,341 | 1,707 | 1,195 |
| 6 | 58,048 | 1,759 | 1,231 |
| 7 | 59,807 | 1,812 | 1,269 |
| 8 | 61,619 | 1,867 | 1,307 |
| 9 | 63,486 | 1,924 | 1,347 |
| 10 | 65,410 | 1,982 | 1,387 |
| 11 | 67,392 | 2,042 | 1,429 |
| 12 | 69,434 | 2,104 | 1,473 |
| 13 | 71,538 | 2,168 | 1,517 |
| 14 | 73,705 | 2,233 | 1,563 |
| 15 | 75,938 | 2,301 | 1,611 |
| 16 | 78,239 | 2,371 | 1,659 |
| 17 | 80,610 | 2,442 | 1,710 |
| 18 | 83,053 | 2,516 | 1,762 |
| 19 | 85,569 | 2,593 | 1,815 |
| 20 | 88,162 | 2,671 | 1,870 |
| TOTAL | $40,833 | $28,583 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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