This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.86% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,930 | 1,351 |
| 2 | 51,930 | 2,004 | 1,403 |
| 3 | 53,934 | 2,082 | 1,457 |
| 4 | 56,016 | 2,162 | 1,514 |
| 5 | 58,179 | 2,246 | 1,572 |
| 6 | 60,424 | 2,332 | 1,633 |
| 7 | 62,757 | 2,422 | 1,696 |
| 8 | 65,179 | 2,516 | 1,761 |
| 9 | 67,695 | 2,613 | 1,829 |
| 10 | 70,308 | 2,714 | 1,900 |
| 11 | 73,022 | 2,819 | 1,973 |
| 12 | 75,841 | 2,927 | 2,049 |
| 13 | 78,768 | 3,040 | 2,128 |
| 14 | 81,808 | 3,158 | 2,210 |
| 15 | 84,966 | 3,280 | 2,296 |
| 16 | 88,246 | 3,406 | 2,384 |
| 17 | 91,652 | 3,538 | 2,476 |
| 18 | 95,190 | 3,674 | 2,572 |
| 19 | 98,864 | 3,816 | 2,671 |
| 20 | 102,681 | 3,963 | 2,774 |
| TOTAL | $56,644 | $39,651 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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