This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,160 | 1,512 |
| 2 | 52,160 | 2,253 | 1,577 |
| 3 | 54,413 | 2,351 | 1,645 |
| 4 | 56,764 | 2,452 | 1,717 |
| 5 | 59,216 | 2,558 | 1,791 |
| 6 | 61,774 | 2,669 | 1,868 |
| 7 | 64,443 | 2,784 | 1,949 |
| 8 | 67,227 | 2,904 | 2,033 |
| 9 | 70,131 | 3,030 | 2,121 |
| 10 | 73,161 | 3,161 | 2,212 |
| 11 | 76,321 | 3,297 | 2,308 |
| 12 | 79,618 | 3,440 | 2,408 |
| 13 | 83,058 | 3,588 | 2,512 |
| 14 | 86,646 | 3,743 | 2,620 |
| 15 | 90,389 | 3,905 | 2,733 |
| 16 | 94,294 | 4,073 | 2,851 |
| 17 | 98,367 | 4,249 | 2,975 |
| 18 | 102,617 | 4,433 | 3,103 |
| 19 | 107,050 | 4,625 | 3,237 |
| 20 | 111,674 | 4,824 | 3,377 |
| TOTAL | $66,499 | $46,549 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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