This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,990 | 1,393 |
| 2 | 51,990 | 2,069 | 1,448 |
| 3 | 54,059 | 2,152 | 1,506 |
| 4 | 56,211 | 2,237 | 1,566 |
| 5 | 58,448 | 2,326 | 1,628 |
| 6 | 60,774 | 2,419 | 1,693 |
| 7 | 63,193 | 2,515 | 1,761 |
| 8 | 65,708 | 2,615 | 1,831 |
| 9 | 68,323 | 2,719 | 1,903 |
| 10 | 71,043 | 2,827 | 1,979 |
| 11 | 73,870 | 2,940 | 2,058 |
| 12 | 76,810 | 3,057 | 2,140 |
| 13 | 79,867 | 3,179 | 2,225 |
| 14 | 83,046 | 3,305 | 2,314 |
| 15 | 86,351 | 3,437 | 2,406 |
| 16 | 89,788 | 3,574 | 2,501 |
| 17 | 93,361 | 3,716 | 2,601 |
| 18 | 97,077 | 3,864 | 2,705 |
| 19 | 100,941 | 4,017 | 2,812 |
| 20 | 104,958 | 4,177 | 2,924 |
| TOTAL | $59,136 | $41,395 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.25% on November 16, 2024. |
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|
4.61% |
$25,000 |
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Last change: ↓0.30% on December 27, 2024. |
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|
4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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